What does "beta price" mean?
These are the prices for beta members. When beta ends they go up. Subscribe
before then and your rate stays where it is for as long as you keep your
subscription — there is no end date on it. If you cancel and come back
later, you come back at whatever the price is that day.
What counts as a plan, and what counts as an entry?
A plan is one complete picture of a financial life, which the app calls a
journal — you fork it to ask "what if" and compare the two. An entry is a
single thing that happens in it: a purchase, a premium, a sale, a rate
change. The limits count both.
Can I cancel anytime?
Yes. No contracts, no cancellation fees. On a monthly plan you stop at the
end of the month you have paid for. On an annual plan you keep it to the
end of the year you have paid for — cancelling partway through does
not refund the rest, which is what the 60-day guarantee below is for.
What happens if I downgrade?
You keep all your data and your full history. Nothing is deleted and nothing
is hidden. The lower tier's limits apply again to anything new: if you are
over the limit, you can't add plans or entries until you're back under it or
you upgrade again.
Do you connect to my bank?
No. Nothing reaches the product except what you type into it. It stays
yours: you can ask for a copy of it, or have all of it deleted, at any time
and on any plan. The privacy policy says how.
Is there annual billing?
Yes, on every paid plan. Pay for a year up front and you pay for ten
months instead of twelve — $49 for Personal, $99 for Personal
Pro, $1,499 for Advisor. Those are the beta prices too, so switching
from monthly to annual keeps the rate you locked in and adds the two free
months on top.
What if I pay for a year and change my mind?
Ask within 60 days of an annual payment and we refund all of it — not
the unused part, the whole thing. Reply to any receipt and say so; there is
no form and no question to answer. The guarantee covers the first year you
pay for, it applies to annual plans only, and once the refund is made the
subscription ends.
Is this financial advice?
No. Elite Money Ranger is informational. It shows you what follows from the
assumptions you give it and flags things worth looking at; it does not
recommend a course of action. That applies to everything on this page,
including the AI plan analysis and the network tips when they arrive — those
will flag and inform, and they will not tell you what to do. Decisions stay
with you and your professionals.