Value-based pricing. Cancel anytime.

Start free. Upgrade when you're ready to plan without limits. Every paid plan is at its beta price right now, and it goes up when beta ends.

You're early, and early pays

  • Beta prices won't last. Subscribe now and your rate stays where it is for as long as your subscription stays active. Cancel and rejoin later and you rejoin at the price of the day.
  • A year costs ten months. Every paid plan can be paid annually for the price of ten months, at the beta rate. If it turns out not to be for you, ask within 60 days and we refund all of it.
  • Beta members steer the roadmap. Feature requests from members get weighed first. What we build next is shaped by the people already inside.
  • The network is small on purpose. Financial professionals are joining now, and the earlier you're in, the smaller the room.

For individuals

Free

$0 /month

The best financial calculator you've ever used.

  • Your whole financial picture in one dashboard
  • Complete history of everything you log
  • Works with anything: accounts, debts, investments, properties, policies
  • Side-by-side comparison, and projections to any horizon
  • Describe what you hold and have it entered for you

Limits

  • Up to 3 saved plans
  • Up to 50 entries per plan
  • AI setup for your first plan
Start free

Personal

$4.99 /month beta price or $49 a year — two months free

Everything in Free, with room to work.

  • Up to 10 saved plans
  • Up to 200 entries per plan
  • Everything in Free
Lock in $4.99

For financial professionals

Advisor

$149.99 /month beta price or $1,499 a year — two months free, with 60 days to change your mind

Everything in Personal Pro, plus your whole book.

  • Client invites and shared dashboards
  • Every client's plans in one place, switched between without leaving the page
  • Unlimited plans and entries, for clients and for prospect modelling
  • Up to 50 client seats

In development, not yet available

  • Book-level view: which clients are on track, who's drifting, who's ready for the next conversation.
  • Presence in the EMR professional network, in front of Pro members actively looking for guidance.

What's in each plan

Scroll the table sideways to see all four plans.

Features included in the Free, Personal, Personal Pro and Advisor plans
Feature Free Personal Personal Pro Advisor
Price per month $0 $4.99 $9.99 $149.99
Price per year $0 $49 $99 $1,499
Saved plans 3 10 Unlimited Unlimited
Entries per plan 50 200 Unlimited Unlimited
Conversations with the assistant 2 in total 3 a month 3 a month 25 a month
Full dashboard and complete history Included Included Included Included
Accounts, debts, investments, properties, policies Included Included Included Included
Side-by-side plan comparison Included Included Included Included
Projections to any horizon Included Included Included Included
Plan templates Included Included Included Included
Priority support Not included Not included Included Included
Early access and weighted feature requests Not included Not included Included Included
Client invites and shared dashboards Not included Not included Not included Included
Client seats None None None Up to 50

Questions

What does "beta price" mean?

These are the prices for beta members. When beta ends they go up. Subscribe before then and your rate stays where it is for as long as you keep your subscription — there is no end date on it. If you cancel and come back later, you come back at whatever the price is that day.

What counts as a plan, and what counts as an entry?

A plan is one complete picture of a financial life, which the app calls a journal — you fork it to ask "what if" and compare the two. An entry is a single thing that happens in it: a purchase, a premium, a sale, a rate change. The limits count both.

Can I cancel anytime?

Yes. No contracts, no cancellation fees. On a monthly plan you stop at the end of the month you have paid for. On an annual plan you keep it to the end of the year you have paid for — cancelling partway through does not refund the rest, which is what the 60-day guarantee below is for.

What happens if I downgrade?

You keep all your data and your full history. Nothing is deleted and nothing is hidden. The lower tier's limits apply again to anything new: if you are over the limit, you can't add plans or entries until you're back under it or you upgrade again.

Do you connect to my bank?

No. Nothing reaches the product except what you type into it. It stays yours: you can ask for a copy of it, or have all of it deleted, at any time and on any plan. The privacy policy says how.

Is there annual billing?

Yes, on every paid plan. Pay for a year up front and you pay for ten months instead of twelve — $49 for Personal, $99 for Personal Pro, $1,499 for Advisor. Those are the beta prices too, so switching from monthly to annual keeps the rate you locked in and adds the two free months on top.

What if I pay for a year and change my mind?

Ask within 60 days of an annual payment and we refund all of it — not the unused part, the whole thing. Reply to any receipt and say so; there is no form and no question to answer. The guarantee covers the first year you pay for, it applies to annual plans only, and once the refund is made the subscription ends.

Is this financial advice?

No. Elite Money Ranger is informational. It shows you what follows from the assumptions you give it and flags things worth looking at; it does not recommend a course of action. That applies to everything on this page, including the AI plan analysis and the network tips when they arrive — those will flag and inform, and they will not tell you what to do. Decisions stay with you and your professionals.

Start with the free plan

You can see your whole picture before you pay anything.